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How Much Can I Afford?

So you want to buy a new home? This is an exciting time!

Welcome to the world of real estate and home hunting. We are looking forward to helping you find the home of your dreams. That being said, there are a few things prospective buyers need to take into consideration before determining their budget for a home.

  • Annual Household Income
  • Monthly Debts
  • Credit Rating (this will determine your interest rate)
  • Savings for a Down Payment
  • Reserves for incidents, repairs, etc

These days, there are many ways to find out some baseline information on just how much of a house you can afford. We like this easy system from Nerd Wallet.

Check it out. We have a selection of preferred lenders that we work directly with. We’d be happy to be put you in touch to get more specifics on the opportunities available to you. Just reach out!

 

 

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